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Home or Nursing Home?

You have choices today, you may not tomorrow.

Reason to insure: the average length of a stay in a nursing home is 875 days. 875x$200=$175,000




Your Guide To

Long Term Care Insurance


Are you a planner or a gambler?
Planning your future with long term care insurance will allow you to stay at home and you won't have to gamble your life savings on the 50/50 chance of needing long term care, plus no one wants to be a burden to others.

We have made this as easy as 1, 2, 3.
Over the last ten years a lot of people have come to us confused about long term care insurance.

On the apply page we explain the four most important parts of a policy and we simplified the process with our easy to follow steps: pre-qualify and apply. This all can be done at your convenience by email, mail, and phone.

There are two stages to becoming insured for long term care no matter where you live or which company you use.
1) Pre-qualify. (online or by phone 1-888-582-2464)
2) Apply for underwriting approval. (applying explained)

Am I committing if I "apply for approval"?
No, you have a ways to go before you are committed to the insurance.

There is no obligation to get a quote or qualify for approval. First get a quote and pre-qualify. Next, apply for underwriting approval, we send you the forms.

If you are approved you are sent the policy. A state law allows you 30 days after receiving the policy to change or cancel at no charge.

We offer long term care insurance with the largest companies in the business. Long term care insurance will protect you and your family from the devastation of long term care expenses, is that something you want?