 Home or Nursing Home? |
 You have choices today, you may not tomorrow. |
Reason for planning: the average length of a stay in a nursing home is 875 days.
About Us
Long term care insurance is our specialty, that's all we do. What we bring to the table is a wealth of experience from working with clients who are just like you.
Our clients live in big cities and small towns all across America. They are married, single, middle-aged and seniors and they all shared the same concerns, how to best insure for long term care so their assets are protected and their families are not burdened.
We are not pushy salespeople, we are financial advisors and field underwriters with years of experience. We know that everyone has their own time and place for deciding about how they're going to plan for long term care. Sometimes people already know what they want when they contact us and sometimes it takes a few weeks or months to figure it out. We're here to answer any questions for as long as you need.
It's also a matter of trust. For some people it takes time to develop a relationship of trust. Our customers have come to learn that they can count on us before, during and after they're insured. Feel free to email or call us until you are confident about how to best plan for your long term care.
Your next step is to pre-qualify. The reason we pre-qualify you first is to determine if your health will be a factor so you don't apply for insurance only to be declined.
Some of our clients had previously applied with other companies who either didn't know enough about underwriting or didn't care. Because of their specific health issue they were declined, maybe another company would have approved them. They wasted 2-3 months and now they have to re-apply with another company. If they'd had a birthday in the meantime they'd now be at a higher rate, and if they had a change of health they may now be uninsurable. We know underwriting, we ask you about your health, we call the companies to pre-qualify you if your health may be an issue, we do not want to waste your time.
Since different companies have different underwriting guidelines we match your health with the right companies. If there is any question, we call them and clarify the health guideline.
With your pre-qualification you will also receive a quote based on averages so you'll see if this insurance is affordable. You can pre-qualify either over the phone (1-888-582-2464) or use our online form. This should only take a few minutes and no salesman will call.